Running a business in South Africa comes with its own risks: break-ins, load-shedding damage, fire, flooding, third-party claims and the cash-flow hit of being forced to close. We are local, and we know that landscape.
Sipea builds a commercial programme around how your business actually works. We assess the risk with you, place it with the right insurer, and stay in your corner when you need to claim.
Customised plans
No one-size-fits-all. Your business gets the cover it needs, nothing more and nothing less.
Effortless claims
We manage the claim with you and keep you informed at every step, so you can keep trading.
Specialist advice
Our team works with you to understand your risks and find the right solution for your industry.
What a commercial programme can include.
Buildings & contents
Fire, storm, flood, malicious damage and theft at your premises.
Business interruption
Lost income and extra costs while you recover from an insured event.
Public & product liability
Third-party injury or damage claims arising from your operations or products.
Goods in transit
Stock and equipment while being moved by road between sites and clients.
Commercial vehicles & fleet
Bakkies, trucks and fleets covered for accident, theft and third-party loss.
Electronic equipment
Computers, POS systems and machinery against breakdown, theft and power surges.
Exact cover, limits and exclusions depend on the insurer and policy wording. We’ll take you through every detail before you sign.
Other ways we can help.
Personal lines insurance
Your home, car and belongings protected with flexible cover built around the way you live.
Contractors all risk & guarantees
Project cover and guarantees that protect your site and help you win bigger contracts with confidence.
Livestock insurance
Protect your herd against death, theft and disease, so one loss doesn't set your farm back a season.
Have a question?
Leave your details and one of our brokers will call you back, usually within one business day.
Let’s find the right protection.
Whether it’s a new policy, a second opinion on your current cover or help with a claim, our Midrand team is ready to help.
