Comprehensive cover for every need.
From personal and business insurance to specialist cover for farmers, contractors and high-profile clients, Sipea has the right solution, placed with trusted insurers and backed by our own support.
Seven ways we protect your future.
Commercial lines insurance
Cover for your premises, stock, equipment, vehicles and liability, so one bad day never closes your doors.
Personal lines insurance
Your home, car and belongings protected with flexible cover built around the way you live.
Contractors all risk & guarantees
Project cover and guarantees that protect your site and help you win bigger contracts with confidence.
Livestock insurance
Protect your herd against death, theft and disease, so one loss doesn't set your farm back a season.
VIP protection
Discreet, specialist cover for executives, public figures and high-net-worth families.
Property evaluation
Accurate assessments of commercial and residential property, so you insure, buy and sell at the right value.
Vintage car evaluation
Expert evaluations that establish a classic vehicle's true value, authenticity and investment potential.
Cover for the risks others overlook.
Livestock insurance.
Cover for cattle, sheep, goats and game against death, theft, disease and natural perils.
Performance guarantees.
Guarantees that help contractors tender with confidence and protect project owners.
Property evaluation.
Commercial and residential evaluations so you insure, buy and sell at the right value.
Vintage car evaluation.
Independent valuations that capture a classic car's true worth and authenticity.
A broker works for you, not the insurer. We assess your needs, compare cover from several insurers, explain the options in plain language and support you when you claim, at no extra cost to you in most cases.
No. Sipea Financial Services is an independent, 100% black-owned short-term insurance brokerage. We place your cover with established insurers and manage the relationship on your behalf.
Commercial and personal short-term insurance, Contractors All Risk, performance and construction guarantees, livestock insurance, VIP protection, professional indemnity, D&O, cyber, travel and more. We also offer property and vintage car evaluations.
Premiums depend on what is insured, its value, where it is kept, your claims history, security measures and the excess you choose. We show you how each factor affects the price so you can make trade-offs with your eyes open.
The excess is the first amount of a claim you pay yourself. A higher excess usually lowers your premium. We help you pick an excess you can comfortably afford.
Call or email us as soon as possible after the incident. We'll tell you exactly which documents are needed, such as photos, quotes or a SAPS case number, submit the claim with you and keep you updated until it's settled.
Yes. Send us your current schedule and we'll check it for gaps, under-insurance and savings, with no obligation to move.
Have a question?
Leave your details and one of our brokers will call you back, usually within one business day.
Let’s find the right protection.
Whether it’s a new policy, a second opinion on your current cover or help with a claim, our Midrand team is ready to help.
